(Rs. in Million) |
Particulars | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 |
INCOME : | | | | | |
Operating Income | 127750.00 | 119300.00 | 133530.00 | 141060.00 | 130040.00 |
Sale of Shares / Units | | | | | |
Interest income | 125650.00 | 117040.00 | 131050.00 | 132450.00 | 116400.00 |
Portfolio management services | | | | | |
Dividend income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Brokerages & commissions | | | | | |
Processing fees and other charges | 1550.00 | 1990.00 | 1080.00 | 1800.00 | 1990.00 |
Other Operating Income | 550.00 | 270.00 | 1400.00 | 6810.00 | 11650.00 |
Operating Income (Net) | 127750.00 | 119300.00 | 133530.00 | 141060.00 | 130040.00 |
EXPENDITURE : | | | | | |
Increase/Decrease in Stock | | | | | |
Employee Cost | 14060.00 | 10950.00 | 9380.00 | 10620.00 | 8250.00 |
Salaries, Wages & Bonus | 12570.00 | 9630.00 | 8220.00 | 8880.00 | 6800.00 |
Contributions to EPF & Pension Funds | 480.00 | 400.00 | 350.00 | 380.00 | 270.00 |
Workmen and Staff Welfare Expenses | 640.00 | 620.00 | 340.00 | 400.00 | 430.00 |
Other Employees Cost | 370.00 | 300.00 | 470.00 | 960.00 | 750.00 |
Operating & Establishment Expenses | 960.00 | 1020.00 | 2110.00 | 1380.00 | 1400.00 |
Depository Charges | | | | | |
Security Transaction tax | | | | | |
Software & Technical expenses | | | | | |
Commission, Brokerage & Discounts | | | | | |
Rent , Rates & Taxes | 280.00 | 180.00 | 1170.00 | 350.00 | 520.00 |
Repairs and Maintenance | 560.00 | 720.00 | 680.00 | 810.00 | 670.00 |
Insurance | 40.00 | 40.00 | 50.00 | 80.00 | 50.00 |
Electricity & Power | 60.00 | 60.00 | 60.00 | 80.00 | 90.00 |
Other Operating Expenses | 20.00 | 10.00 | 150.00 | 60.00 | 70.00 |
Administrations & Other Expenses | 11680.00 | 9260.00 | 5840.00 | 5780.00 | 8360.00 |
Printing and stationery | 100.00 | 60.00 | 70.00 | 170.00 | 130.00 |
Professional and legal fees | 6240.00 | 4440.00 | 2410.00 | 2540.00 | 5590.00 |
Advertisement & Sales Promotion | 600.00 | 30.00 | 30.00 | 280.00 | 420.00 |
Other General Expenses | 4740.00 | 4730.00 | 3320.00 | 2790.00 | 2220.00 |
Provisions and Contingencies | 54170.00 | 70490.00 | 60790.00 | 43100.00 | 30440.00 |
Provisions for contingencies | | | | | |
Provisions against NPAs | | | | | |
Bad debts /advances written off | 10.00 | 40.00 | | | |
Provision for doubtful debts | | | | | |
Losson disposal of fixed assets(net) | | 0.00 | 10.00 | 30.00 | 80.00 |
Losson foreign exchange fluctuations | | | | | |
Losson sale of non-trade current investments | 190.00 | 4680.00 | 2680.00 | 1600.00 | 4010.00 |
Other Miscellaneous Expenses | 53970.00 | 65770.00 | 58100.00 | 41470.00 | 26350.00 |
Less: Expenses Capitalised | | | | | |
Total Expenditure | 80870.00 | 91720.00 | 78120.00 | 60880.00 | 48450.00 |
Operating Profit (Excl OI) | 46880.00 | 27580.00 | 55410.00 | 80180.00 | 81590.00 |
Other Income | 33760.00 | 43410.00 | 28180.00 | 23170.00 | 18410.00 |
Other Interest Income | | | | | |
Other Commission | | | | | |
Discounts | | | | | |
Profit on sale of Fixed Assets | 30.00 | | | 20.00 | 0.00 |
Income from investments | 13460.00 | | 120.00 | 2140.00 | 600.00 |
Provision Written Back | 14990.00 | 35510.00 | 24060.00 | 17300.00 | 14610.00 |
Others | 5280.00 | 7890.00 | 4000.00 | 3720.00 | 3190.00 |
Operating Profit | 80640.00 | 70990.00 | 83590.00 | 103350.00 | 100000.00 |
Interest | 58220.00 | 57730.00 | 72380.00 | 75730.00 | 68980.00 |
Loans | 24440.00 | 19000.00 | 29790.00 | 32680.00 | 23420.00 |
Deposits | | | | | |
Bonds / Debentures | 33130.00 | 38280.00 | 41720.00 | 42030.00 | 44720.00 |
Other Interest | 650.00 | 460.00 | 870.00 | 1020.00 | 840.00 |
Depreciation | 1110.00 | 1030.00 | 860.00 | 820.00 | 500.00 |
Profit Before Taxation & Exceptional Items | 21310.00 | 12230.00 | 10360.00 | 26800.00 | 30520.00 |
Exceptional Income / Expenses | -26870.00 | | 2260.00 | | |
Profit Before Tax | -5570.00 | 12230.00 | 12610.00 | 26800.00 | 30520.00 |
Provision for Tax | 1720.00 | 3740.00 | 5230.00 | 9800.00 | 8200.00 |
Current Income Tax | 6260.00 | 2110.00 | 5940.00 | 6330.00 | 7490.00 |
Deferred Tax | -4540.00 | 1630.00 | -1670.00 | -1260.00 | 700.00 |
Other taxes | 0.00 | 0.00 | 960.00 | 4730.00 | 0.00 |
Profit After Tax | -7290.00 | 8490.00 | 7380.00 | 17000.00 | 22320.00 |
Extra items | 22650.00 | 2000.00 | 2110.00 | 0.00 | 0.00 |
Minority Interest | 870.00 | 210.00 | 220.00 | 0.00 | -60.00 |
Share of Associate | | | | | |
Other Consolidated Items | | | | | |
Consolidated Net Profit | 16230.00 | 10700.00 | 9710.00 | 17000.00 | 22260.00 |
Adjustments to PAT | | | | | |
Profit Balance B/F | 54230.00 | 46420.00 | 37210.00 | 27690.00 | 13010.00 |
Appropriations | 70460.00 | 57130.00 | 46920.00 | 44690.00 | 35270.00 |
General Reserve | | | 10.00 | | |
Proposed Equity Dividend | | | | | |
Corporate dividend tax | | | | | |
Other Appropriation | 70460.00 | 57130.00 | 46910.00 | 44690.00 | 35270.00 |
Equity Dividend % | 20.00 | 5.00 | | 9.00 | 10.00 |
Earnings Per Share | 7.00 | 4.00 | 4.00 | 8.00 | 11.00 |
Adjusted EPS | 7.00 | 4.00 | 4.00 | 8.00 | 10.00 |