| (Rs. in Million) |
| Particulars | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 |
| INCOME : | | | | | |
| Operating Income | 4731.90 | 3922.20 | 3460.20 | 3747.70 | 3606.00 |
| Sale of Shares / Units | | | | | |
| Interest income | 4707.50 | 3922.20 | 3460.20 | 3747.70 | 3606.00 |
| Portfolio management services | | | | | |
| Dividend income | 0.10 | | | | |
| Brokerages & commissions | 24.30 | | | | |
| Processing fees and other charges | | | | | |
| Other Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Income (Net) | 4731.90 | 3922.20 | 3460.20 | 3747.70 | 3606.00 |
| EXPENDITURE : | | | | | |
| Increase/Decrease in Stock | | | | | |
| Employee Cost | 283.30 | 207.00 | 189.90 | 208.30 | 219.10 |
| Salaries, Wages & Bonus | 262.70 | 192.60 | 176.90 | 194.70 | 207.80 |
| Contributions to EPF & Pension Funds | 14.90 | 10.70 | 10.70 | 10.40 | 7.50 |
| Workmen and Staff Welfare Expenses | 5.80 | 3.80 | 2.20 | 3.20 | 3.80 |
| Other Employees Cost | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating & Establishment Expenses | 64.50 | 31.50 | 25.80 | 34.40 | 34.00 |
| Depository Charges | | | | | |
| Security Transaction tax | | | | | |
| Software & Technical expenses | | | | | |
| Commission, Brokerage & Discounts | 19.00 | 4.20 | 1.80 | 1.30 | 4.60 |
| Rent , Rates & Taxes | 25.50 | 16.70 | 16.00 | 20.90 | 15.50 |
| Repairs and Maintenance | 10.50 | 3.80 | 1.90 | 4.90 | 6.30 |
| Insurance | 1.20 | 1.10 | 1.10 | 1.30 | 1.80 |
| Electricity & Power | 8.20 | 5.60 | 5.00 | 6.00 | 5.70 |
| Other Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Administrations & Other Expenses | 396.60 | 176.40 | 244.20 | 308.10 | 440.50 |
| Printing and stationery | 15.00 | 5.70 | 9.10 | 38.30 | 26.70 |
| Professional and legal fees | 91.60 | 47.60 | 32.20 | 47.70 | 48.40 |
| Advertisement & Sales Promotion | 131.30 | 11.10 | 75.90 | 61.80 | 167.10 |
| Other General Expenses | 158.70 | 112.00 | 127.00 | 160.30 | 198.30 |
| Provisions and Contingencies | 569.00 | 575.20 | 586.70 | 870.90 | 563.80 |
| Provisions for contingencies | | | | | |
| Provisions against NPAs | 2.80 | 31.20 | 13.40 | 8.90 | 3.90 |
| Bad debts /advances written off | 534.70 | 514.10 | 482.00 | 748.60 | 521.30 |
| Provision for doubtful debts | 1.60 | 1.10 | 41.80 | 26.90 | |
| Losson disposal of fixed assets(net) | | | | | |
| Losson foreign exchange fluctuations | | | | | |
| Losson sale of non-trade current investments | 4.90 | | | | |
| Other Miscellaneous Expenses | 25.00 | 28.80 | 49.60 | 86.60 | 38.60 |
| Less: Expenses Capitalised | | | | | |
| Total Expenditure | 1313.40 | 990.00 | 1046.60 | 1421.60 | 1257.40 |
| Operating Profit (Excl OI) | 3418.50 | 2932.20 | 2413.60 | 2326.10 | 2348.60 |
| Other Income | 1.30 | 0.10 | | | |
| Other Interest Income | | | | | |
| Other Commission | 0.00 | | | | |
| Discounts | | | | | |
| Profit on sale of Fixed Assets | 1.30 | 0.10 | | | |
| Income from investments | | | | | |
| Provision Written Back | | | | | |
| Others | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Profit | 3419.80 | 2932.20 | 2413.60 | 2326.10 | 2348.60 |
| Interest | 2086.70 | 1841.10 | 1619.50 | 1565.50 | 1491.10 |
| Loans | 1376.80 | 1242.60 | 1187.80 | 1228.20 | 1194.60 |
| Deposits | | | | | |
| Bonds / Debentures | 447.90 | 382.70 | 248.90 | 202.20 | 244.00 |
| Other Interest | 262.10 | 215.70 | 182.90 | 135.00 | 52.50 |
| Depreciation | 25.50 | 19.60 | 20.70 | 19.00 | 8.40 |
| Profit Before Taxation & Exceptional Items | 1307.70 | 1071.50 | 773.40 | 741.60 | 849.00 |
| Exceptional Income / Expenses | -45.30 | -0.30 | 4.20 | | |
| Profit Before Tax | 1262.40 | 1071.20 | 777.70 | 741.60 | 849.00 |
| Provision for Tax | 326.20 | 278.70 | 197.90 | 200.30 | 285.20 |
| Current Income Tax | 358.60 | 268.30 | 193.10 | 196.30 | 314.10 |
| Deferred Tax | -32.40 | 10.40 | 4.80 | 4.00 | -28.90 |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 936.20 | 792.50 | 579.80 | 541.30 | 563.80 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 936.20 | 792.50 | 579.80 | 541.30 | 563.80 |
| Adjustments to PAT | | | | -3.40 | |
| Profit Balance B/F | 33.90 | 13.70 | 4.90 | 16.50 | 12.60 |
| Appropriations | 970.10 | 806.20 | 584.70 | 554.50 | 576.40 |
| General Reserve | 630.00 | 550.00 | 400.00 | 390.00 | 390.00 |
| Proposed Equity Dividend | | | | | 40.60 |
| Corporate dividend tax | | | | | 8.30 |
| Other Appropriation | 340.10 | 256.20 | 184.70 | 164.50 | 137.50 |
| Equity Dividend % | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Earnings Per Share | 2.00 | 18.00 | 14.00 | 13.00 | 14.00 |
| Adjusted EPS | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |